Hey there, I’m Gary, and this is my money blog – a spot where I spill the beans on all the money wisdom I’ve gathered along the way. My life’s been a rollercoaster since I graduated from UCSB back in ’08. There’ve been high-fives and faceplants, believe me.

Through my college days, I battled my way through lectures and life, stumbled over managing my finances big time, and somehow forgot to show myself some love while adulting. So, this blog? It’s my way of dishing out the stuff I’ve learned about adulting, money, and all that jazz.

If you’re eyeballing college, a current student, or fresh out of those campus gates, give my content a spin. And hey, don’t be shy – toss in suggestions or pointers as you go. We’re all in this whirlwind together, after all.

Back in my twenties, I was no Rockefeller. I mean, I was the dude who packed lunch every day and waved goodbye to coffee-shop brews. Turns out, counting pennies and saying no to caffeine didn’t exactly turn me into a money wizard. So, I rolled up my sleeves and dove into books and videos to school myself on the whole money game.

Sure, some folks swear by cutting expenses, but honestly, my coffee-making skills? They were a disaster. Too much water, or too much coffee – you name it. After a bunch of epic fails and caffeine-free disasters, I surrendered and started forking out for a daily dose of java. Not the most penny-pinching move, I admit, but it kept me sane.

Instead of going all tightwad and hating life over saving every dime, I switched my focus to plugging money leaks elsewhere. And guess what? All those lightbulb moments, the lessons, the hacks – they’re all right here, ready for you. From whittling down credit card debt to kickstarting my investment journey, it’s all on the menu.

My mission? Get you and your money on friendly terms. I’ll toss in links and resources I stumbled upon too. Feel free to fact-check me and slide over new tips or updates. So, buckle up, dive into my posts, and let’s journey through the financial maze together. Oh, and don’t forget to caffeinate and brace yourself for the day ahead, just like I did – no more morning dread. And remember, no matter what’s on tomorrow’s agenda, that latte might just be worth it! 😉