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Hey there! Welcome to Buy That Latte, where we make personal finance easy to digest. No complex jargon—just straight talk on budgeting, debt, credit, investing, and everything you need to help you take control of your financial future. Whether you’re just starting to explore money management or you’re looking to refine your financial plan, you’re in the right place. I’m Gary, and this is my money blog – a spot where I spill the beans on all the money wisdom I’ve gathered along the way. Start simple, make it personal, and don’t stress over every penny.
If you want to read about my journey, click here.
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Buy That Latte simplifies personal finance, offering guidance on budgeting, debt, credit, and investing tailored to individual financial journeys, with resources and coaching to support achieving financial goals.
4 No Hassle Budgets You Need Now to Hit Your Financial Goals
Embracing budgeting empowers individuals to take control of their finances. By adopting methods like Zero-Based or Percentage budgeting, anyone can achieve financial goals while enjoying the journey ahead.
5 Tips You Need to Start Investing Today
This article encourages beginners to start investing in the stock market, sharing personal experiences and essential tips. It highlights the importance of financial readiness, strategy, and continuous learning for successful investing.
What is a Credit Score: Five Factors you Need to Know Now
Understanding credit is essential for financial success. With patience and the right strategies, improving your credit score can empower you to achieve your goals. Learn, stay organized, and enjoy the journey!
6 Tips to Not Go Broke During the Holidays
Embrace a stress-free holiday season by planning ahead, saving monthly, and being mindful with gifts. Focus on relationships over expenses, making the celebrations joyful and memorable!
Raised My Terrible Credit Score 200 Points: 5 Tools You Need To Use Right Now
Through determination and strategic use of resources, I transformed my credit score from 590 to 790. Personal responsibility and the right tools can lead anyone towards financial health and success.

Take Control of your Finances with our Net Income Calculator
Planning your financial future starts with knowing exactly what you’re working with. Our Net Income Calculator Worksheet helps you break down your earnings, deductions, and take-home pay so you can budget smarter, set realistic goals, and build the life you want—without giving up the little joys (like your favorite latte!). Download it now and start mapping out your financial journey with confidence.

Make Every Dollar with Our Monthly Budget Worksheet!
Budgeting doesn’t have to mean sacrificing the things you love. Our Monthly Budget Worksheet helps you track your income, expenses, and savings so you can spend intentionally while still enjoying life’s little luxuries (yes, that includes your daily latte!). Take control of your finances and start building the future you want—one budget at a time. Download it now!